OWN A BUSINESS?

Our Small Business area at ACI is designed to assist small business owners settle their unsecured debts much in the same we assist consumers with this process. There are different levels of ownership, we can assist with the majority of them. There is a different philosophy and criteria we deal with on the creditor side hence the reason for our separate division.

Your unsecured business debts will be expertly negotiated by one of our debt specialists to help reduce the amount of debt enrolled in our program. We directly correspond with your creditors and provide them with any necessary or requested documentation. We will explore various alternatives for settlements if needed such as a repayment plan; and negotiate diligently on your behalf to rid you of that burden of debt.

As most business owners, your personal credit and credit cards have been paramount to your business and we are here to assist in re-establishing that.

Qualification:
The total amount of the unsecured debt associated with your business must be at least $10,000, and the balance for each individual creditor must be at least $1,000.

Unsecured Debt Includes:

1. Credit Card/ Dept Store Debt
2. Unsecured loans
3. Deficiency balances on vehicles or equipment
4. Business to Business expenses

The following Debts are NOT eligible:

1. Secured loans of any kind including SBA Loans w/ UCC Filings
2. Mortgage/Lease payments
3. “COD” Invoices

Types of businesses eligible for the program:

1. LLC
2. DBA
3. “S” Corporation

***“C” Corporations are NOT eligible for the program. ***